{"id":5241,"date":"2023-04-11T10:35:59","date_gmt":"2023-04-11T08:35:59","guid":{"rendered":"https:\/\/kriptomat.cash\/ripple-xrp\/"},"modified":"2026-04-14T12:18:13","modified_gmt":"2026-04-14T10:18:13","slug":"ripple-xrp","status":"publish","type":"post","link":"https:\/\/kriptomat.hr\/en\/ripple-xrp\/","title":{"rendered":"Ripple XRP"},"content":{"rendered":"\t\t
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What is Ripple (XRP)?<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\tAs one of the most famous cryptocurrencies, XRP, which was created in 2012.\nIn 2001, it received the attention of numerous investors and speculators who\nbelieve in the return of this cryptocurrency to the price peak from a few years ago\nyear. XRP coin is the main link of Ripple’s network, which tries to\nbecome a leader for cross-border transactions, and their main advantages are\ncheaper and safer transfer of money compared to traditional\nmethods involving banks. This is possible due to the use of\nblockchain technology that allows the transfer of money between\ntwo entities without the need for a third party such as banks.\nWe will consider the progress that Ripple is making with its many\npartnerships, but also how they deal with a lawsuit filed by the SEC before\nmore than two years, and what the final result of this trial could\nfor the price of XRP. Ripple’s doing great in combat, and the SEC\nhe was unable to find the big mistakes made by the team, and they don’t have\nthe real reason for declaring XRP unregistered security, which\nwould remove it from the U.S. cryptocurrency market forever.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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*Security \u2013 unregistered sale of assets (stocks, bonds, cryptocurrencies…). In the U.S., before selling this type of asset, it is necessary to register it with the SEC (Securities and Exchange Commission). Ripple didn’t do this before selling XRP, but at the time there was no clearly specified regulation for selling cryptocurrencies.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Source: Cointelegraph<\/a><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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How does Ripple work?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\tRipple is working on a decentralized, open-source platform\nsource). All transactions are made between two entities without an intermediary.\n(peer-to-peer) which allows seamless transfer of money to any\nwhat form, whether it is dollars, yen, euros or some\nother traditional currency, or it is a cryptocurrency such as\nBitcoin<\/a>, Ethereum<\/a>, Litecoin<\/a>… Ripple in its global payments network\nit has large clients such as banks (Bank of America, SBI Holdings,\nRoyal Bank of Canada) and financial services institutions. Ripple’s\nCoin XRP is used to facilitate and speed up conversionbetween\ndifferent currencies.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Source: Cointelegraph<\/a><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Who are the founders of Ripple?<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\tRipple as a project was created back in 2004. years, but he had nothing.\ncommon with today’s cryptocurrencies. The real history of Ripple\nstarts in 2013. the year when the programmer Jed McCaleb, the creator of\neDonkey network, collected a number of large investors who helped him\nThe founder of Ripple Labs. Ripple Labs co-founded with Chris\nLarsen, who was a business executive and one of the richest men in the world.\nthe world of cryptocurrencies. McCaleb, on the other hand, is an entrepreneur and a well-known\na programmer who has helped found numerous other projects such as\nStellar and at that time the largest cryptocurrency exchange Mt. Gox.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Source: Cointelegraph<\/a><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Special feature of XRP<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\tXRP was initially designed to conduct everyday transactions with\nSince it offers much less transaction fees in\ncompared to all cryptocurrencies. Today, however, the situation\nsomewhat different, XRP is rarely used in everyday transactions,\nAnd developers are gradually focusing on institutional application\nXRP. The true uniqueness of the XRP lies in its ability to replace\nany currency or valuable (such as gold) with a minimum\nCommission.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Source: Cointelegraph<\/a><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Ripple problem<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\tThe biggest problem associated with Ripple’s XRP coin is the impossibility\nBuying this coin in the U.S. We all know it’s a world.\nfinancial and investment center, and that if you want to attract\ninstitutional investors, it is best to look for them in the U.S. But because of not so\nlong-standing events with U.S. regulators, primarily\nWith the SEC, Ripple’s XRP coin is impossible to buy and sell on any\nexchange offices in the U.S. The SEC and Ripple suit has been going on for more than two years.\nIn 2001, investors are constantly awaiting the result of this trial.\nIf Ripple were to win, this would bring xrp coin back to us.\nthe use of the U.S. investment, which would be\nled to a rise in price. Recent news related to the lawsuit allege\nthis is a very likely outcome given that the SEC does not have\nenough evidence to charge Ripple. On the other hand, if\nRipple has been selling unregistered securities.\n$1.3 billion worth of paper, we can forget the return\nthese cryptocurrencies on U.S. exchanges, and thus the future of this\n\nthe project, given that most of the operations associated with Ripple-\nHe’s doing it in the U.S.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Source: Cointelegraph<\/a><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Similarities and differences between Bitcoin and XRP<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\t\nThe vision of Bitcoin<\/a> and XRP is similar given that both projects target\ncheapen, simplify and secure money transfers globally\nLevel. A compromise that Ripple’s founders decided to make in order to\nadditionally cheaper sending money to Ripple network is removal\nBlockchain<\/a> technology. Instead of using blockchain, Ripple is\nsimple centralized and all transaction history is saved no\na centralized book of transactions (eng. Ledger), while the code\nBitcoin ledger<\/a> distributed worldwide which guarantees maximum\ntransparency and security. Another big difference is the initial\na coin at the time of the creation of these projects. Bitcoin<\/a> is launched\nwith zero coins in circulation, and is also the creator of Bitcoin<\/a>, Satoshi Nakamoto,\nhe had to mine, that is, consume energy, in order to earn Bitcoins<\/a>. With\nthe other side of xrp there was a so-called pre-mine, through which\n\nXRP creators received coins before they were traded on\nthe free market. Eighty percent of XRP’s offer was awarded\nRipple, while the remaining twenty percent was handed over to co-founders and\nthe main team. This is also the biggest problem of XRP, which is why\nThe SEC and launched a lawsuit against the project.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Source: Cointelegraph<\/a><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Conclusion<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\tDespite numerous controversies, XRP remains one of the largest crypto\ncurrency by market capitalization, and is attractive to all investors\nwho believe in the modernization of traditional banking and financial\nthe service, but they are not too enthusiastic about the decentralization they offer\nother cryptocurrencies. It can be used just like any other cryptocurrency.\nto invest, but the peculiarity of this cryptocurrency lies in a very low\ntransaction fees which makes it great for sending smaller\nthe amount of money. If you decide to invest or buy this one temporarily\ncryptocurrency be sure it’s the best place to do it\ndirectly on our cryptomates. Who do you think will come out as\n\nthe winner of the trial between Ripple and the SEC, share your opinion\nwith us on our social networks (Twitter<\/a>, Instagram<\/a>).\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

What is Ripple (XRP)? As one of the most famous cryptocurrencies, XRP, which was created in 2012. In 2001, it received the attention of numerous investors and speculators who believe in the return of this cryptocurrency to the price peak from a few years ago year. XRP coin is the main link of Ripple’s network, […]<\/p>\n","protected":false},"author":1,"featured_media":11473,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[42,43],"tags":[],"class_list":["post-5241","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-crypto-essentials","category-cryptocurrencies"],"acf":[],"yoast_head":"\nRipple XRP - Kriptomat<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kriptomat.hr\/en\/ripple-xrp\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ripple XRP - Kriptomat\" \/>\n<meta property=\"og:description\" content=\"What is Ripple (XRP)? As one of the most famous cryptocurrencies, XRP, which was created in 2012. In 2001, it received the attention of numerous investors and speculators who believe in the return of this cryptocurrency to the price peak from a few years ago year. XRP coin is the main link of Ripple’s network, […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/kriptomat.hr\/en\/ripple-xrp\/\" \/>\n<meta property=\"og:site_name\" content=\"Kriptomat\" \/>\n<meta property=\"article:published_time\" content=\"2023-04-11T08:35:59+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-14T10:18:13+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/kriptomat.hr\/wp-content\/uploads\/2023\/04\/ripple7.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1480\" \/>\n\t<meta property=\"og:image:height\" content=\"986\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/kriptomat.hr\\\/en\\\/ripple-xrp\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/kriptomat.hr\\\/en\\\/ripple-xrp\\\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\\\/\\\/kriptomat.hr\\\/en\\\/#\\\/schema\\\/person\\\/7081b4e4a0122307289da1de1559a2ca\"},\"headline\":\"Ripple XRP\",\"datePublished\":\"2023-04-11T08:35:59+00:00\",\"dateModified\":\"2026-04-14T10:18:13+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/kriptomat.hr\\\/en\\\/ripple-xrp\\\/\"},\"wordCount\":1093,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/kriptomat.hr\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/kriptomat.hr\\\/en\\\/ripple-xrp\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/kriptomat.hr\\\/wp-content\\\/uploads\\\/2023\\\/04\\\/ripple7.jpg\",\"articleSection\":[\"Crypto Essentials\",\"Cryptocurrencies\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/kriptomat.hr\\\/en\\\/ripple-xrp\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/kriptomat.hr\\\/en\\\/ripple-xrp\\\/\",\"url\":\"https:\\\/\\\/kriptomat.hr\\\/en\\\/ripple-xrp\\\/\",\"name\":\"Ripple XRP - 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As one of the most famous cryptocurrencies, XRP, which was created in 2012. In 2001, it received the attention of numerous investors and speculators who believe in the return of this cryptocurrency to the price peak from a few years ago year. 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